No Guarantor Loans

Find your way to financial peace…

  • Borrow with instant decision
  • Easy eligibility criterion
  • Receive funds within 24 hours
  • Highly competitive interest rates
  • Flexible repayments of up to 60 months

No guarantor loans to help you find the needed support

You must be a strong person if you are managing your finances in this modern era. The high cost of living leaves us all in varied financial circumstances. This results in a frequent need for additional funds for seen and unforeseen emergencies. Savings usually become the primary support. However, it is not wise to empty your savings for every small and big need.

Short-term loan solutions like no guarantor loans become dependable support during any random need. You may choose a traditional or direct lender. But if you need speedy funds, the latter option is reliable. Direct lending is all about borrower-friendly loan solutions with higher approval rates.

You can borrow the money when you need it. Besides, there is no time restriction when you choose a direct or online lender. 24x7, 365 days, you can apply for a loan anytime and any day. Also, transparency is assured with 100% online loan procedures.

No guarantor loans to help you find the needed support

Quickloanspoint is a direct lender that offers varied types of loans like personal loans for bad credit or unsecured loans for small needs. We aim to provide you with affordable deals through customised loan offers.

No guarantor loan on a higher approval rate? Yes, it is!

When you apply for a loan, you should be confident about its assured approval. This can happen only if you apply to a lender that offers a high acceptance rate. We are among the most promising loan providers, with a 99% approval rate. Irrespective of credit score and employment status, our loan solutions are available instantly to all.

Based on your credit purchase power, we even offer unemployed loans with no guarantor. We approve 9 out of 10 applications. It is all about how much you can afford to repay.

Factors that help higher loan approval rate-

  • Flexible eligibility criteria
  • Fast funding
  • Quick and easy application process
  • Lower documentation requirements
  • Customised loan offers
  • Transparency and clear terms
higher loan approval rate

The above factors ensure that we process your loan application smoothly. Being a lender with a liberal approach, we follow every rule that can assure you hassle-free and fast funding. Hence, if you are looking for immediate financial support, apply here. Whatever your purpose is, borrow now with no worry of bringing a guarantor.

How do loans without guarantor work online?

When you choose to apply for no guarantor loans in the UK from direct lenders, then it is all about online procedure. There is no place for documentation or paperwork. This is why these loans are known for their efficiency of providing immediate financial help to borrowers.

Online loans with no guarantor obligation work through some decided steps.

  • The applicant needs to apply online with some basic financial and personal information.
  • Submit the details and press on Apply now to proceed further.
  • We generate an instant approval decision with a loan amount a borrower qualifies for and relevant instalments.
  • Along with the approval decision, we send a loan agreement.

BENEFITS OF NO GUARANTOR LOANS

  • Car repair / vehicle repair
  • Debt consolidation loan
  • Financial emergencies like medical bills
  • Spend on small scale home improvement needs
  • Manage expenses during holidays
  • Borrower needs to accept the approved loan amount and loan agreement with terms and conditions.
  • Once approved, we send the money to the borrower’s bank account.
  • On the decided date, the repayments are auto-debited from the fund bearer's bank account.

Documents you need to send online for no guarantor loans

We need only a few documents to process the loan. Due to the least documents and straightforward process, people trust us to direct lenders to get loans without brokers with no guarantor. No additional expenses, no dependence on brokers, only instant money when in need.

The required documents are -

  • Income proof for the last six months- A regular income is vital to get approval on a loan without a guarantor. We lend as per your creditworthiness. Hence, provide us with relevant financial details. The stronger your repayment capacity, the faster the loan approval.
  • Bank statements of the same duration- Your bank statement shows overall financial behaviour. We need to know whether you are acting responsibly toward other financial responsibilities well or not. The timely bills and obligations shown in the statement tell a lot about you.
  • Verified residential address/citizenship proof - Any type of verified address proof is vital to process an application such as your electoral roll card. We lend only to those living in the UK. Therefore, citizenship proof is a significant part of the complete lending process.

Besides this, we also perform credit checks to provide you with the best loan offers. Sometimes, people with bad credit or no credit history prefer to avoid credit checks. But let us tell you that through a detailed credit report check, we can offer you better deals. The more we know about your finances, the more we can offer loans closer to your repayment capacity.

How can I get no guarantor loans for bad credit?

Getting loans for bad credit with no guarantor is simpler than you think. With the new aged online loan solutions, circumstances are much better now. Lenders do not follow the stereotypes of lending in case of bad credit scores. Today, attaining funds is easier despite a low credit score. If you can prove your repayment capacity for the loan amount you have applied for, approval is assured.

Two vital factors to consider when getting a no guarantor bad credit loan.

  • Regular income record from at least the past six months
  • Improved financial behaviour in bank statements to show you are now paying bills on time.
No guarantor loans with good credit score No guarantor loans with bad credit score
Instant approval due to past good credit history Instant approval but after assurance of improved finances in recent months.
You get funds at a lower interest rate and smaller instalments. Customised deals keep the loan affordable but interest rates are a little higher.
You can get a bigger loan amount due to reliable payment history. You get a smaller loan amount due to poor payment history.

Are loans without guarantor for very poor scores available?

Yes, you can get very bad credit loans with no guarantor from a direct lender based on several terms and conditions. You need to follow them precisely to get an approval. You can follow several ways to borrow money with less hassle in case of very bad credit.

Tips to get loans with the worst credit rating without a guarantor -

  • Show your debt repayment plan - Very bad credit denotes a list of pending obligations. You need to present your debt repayment plan to show you have started paying the debts.
  • Try to generate more income - Having more than one source of income strengthens your credit purchase power. Therefore, it is best if you can find more ways to earn extra money.
  • Apply for a small amount - With a worst credit score, you cannot get a big amount. Apply for no guarantor bridging loans, as that bridges a financial gap not needing a large amount.
  • Apply to only one lender - In a financial crisis, borrowers usually want to apply to multiple lenders. But that gives you many search footprints showing you credit-hungry. Never do that.

Why choose Quickloanspoint for no guarantor loans?

We commit to acting dependably, and the trust of our existing borrowers makes us say that confidently. For many reasons, you can choose to choose us. Our existence in the industry is only to offer you financial comfort.

Fast, transparent loan solutions

We send you money within a maximum of 24 hours, as we understand the factor of urgency.

Get a quote without credit check

Get a free loan quote for no guarantor loans in the UK from direct lenders with any credit check.

Flexible repayment plans

With stable finances, you can get flexible repayment plans that can be altered during the tenure.

Larger loan amount

Due to liberal lending policies, you can borrow a larger amount from, unlike traditional loan companies.

You can always find a way out of a money crisis if you have reliable sources of funds. Taking an online loan on affordable solutions is always better than struggling to ask for help. You can borrow and repay with self-respect. After all, your financial responsibilities are yours only. The more you manage them on your own, the more confident you become in life.

If you need funds for any emergency, it is better not to delay. Contact us today and borrow money for any type of need.

FAQs

What types of loans can I get without a guarantor?

You can avail of the following types of loans without guarantor-

  • Personal loans – Yes, loans for personal needs come with no such obligation.
  • Bad credit loans – Borrow with bad credit without a guarantor on strong repayment capacity.
  • Payday loans - Loans obtained in an hour for extreme emergencies have no guarantor condition.
  • Loans for unemployed - Despite no job, get a loan while living on the benefits of any other income source.
  • Home improvement loans - If you borrow for small improvements, you don’t need a guarantor.

Can I get loans without a guarantor for bad credit?

Yes, you can surely get bad credit loans with no guarantor if you prove strong repayment capacity. For that, you need the following things.

  • Regular income proof specifically in the recent six months.
  • A bank statement of the same duration shows you are now making timely payments.
  • Verified home address or your name in the electoral roll.
  • Apply to only one lender to avoid multiple hard search footprints that may cause loan rejection.

Is no guarantor loan available without checking the score?

You can only get a loan quote without a credit check. Otherwise, no guarantor loans with no credit check are never available without a credit check process. It is the most essential part of a loan procedure. Credit check reveals your repayment capacity. Also, it is against lending ethics to approve funds without a hard search. No lender, whether traditional or direct lender, is allowed to do it.

Can I get loans on benefits with no guarantor?

Yes, you can get funds without a guarantor while living on benefits. But that is possible in the following conditions.

  • Show an income that will be used to pay instalments. This can be money from benefits or any other earning source.
  • Keep paying the bills on time, if not all, at least the basic ones like utility bills, etc., to prove responsible financial behaviour.
  • If you are on unemployment benefits and have a job offer in the coming month, show that to the lender.

Is a payday loan a non-guarantor loan?

Yes, payday loans are no guarantor loans, as these loans offer funds in a very short span of 60 minutes. You can search for payday loans with no guarantor to borrow money. Also, payday loans are usually for a short duration where the guarantor is not required. Sometimes, people take out payday loans for only a month. There is no logic in including a guarantor for a loan with such a short duration. In fact, payday loans are a type of no guarantor loan.